Legal Framework for Operations of the BIH Insurance Agency

•  Law on the BIH Insurance Agency (PDF)
  ("BIH Official Gazette" No. 12/04)

Laws Regulating the FBIH Insurance Sector

• Law on Insurance Companies in Private Insurance ("FBIH Official Gazette” No. 24/05)

• Law on Insurance against Motor Liability and other Provisions on Compulsory Insurance against Liability ("FBIH Official Gazette” No. 24/05)

• Law on Intermediation in Private Insurance ("FBIH Official Gazette” No. 22/05)

Laws Regulating the RS Insurance Sector

• Law on Insurance Companies (''RS Official Gazette'' Nos. 17/05, 01/06, and 64/06)

• Law on Insurance against Motor Liability and other Provisions on Compulsory Insurance against Liability (''RS Official Gazette'' Nos. 17/05 and 64/06)

• Law on Insurance Intermediation (''RS Official Gazette'' Nos. 17/05 and 64/06)

By-laws of the FBIH Insurance Supervisory Agency

• Decision on Documents that Have to Be Enclosed with the License Application Form ("FBIH Official Gazette" No. 80/06)

• Decision on Insurance Companies’ Reports ("FBIH Official Gazette” No 80/06)

• Decision on Insurance Intermediaries’ Reports ("FBIH Official Gazette" No. 80/06)

• Decision on the Content of the Motor Insurance Policy ("FBIH Official Gazette" No.  80/06)

• Decision on the Insurance Conditions with a Foreign Insurer ("FBIH Official Gazette" No. 81/06)

• Decision on Insurance against Legal Protection Expenses and Assistance Insurance ("FBIH Official Gazette" No. 81/06)

• Decision on the Number of Votes of the Members of the FBIH Protection Fund in 2007 ("FBIH Official Gazette" No. 15/07)

• Decision on Fixing the Amount of Contributions to the FBIH Protection Fund in 2007 ("FBIH Official Gazette" No. 15/07)

• Decision on the Number of Votes of the Members of the FBIH Protection Fund in 2006 ("FBIH Official Gazette" No. 59/06)

• Decision on Fixing the Amount of Contributions to the FBIH Protection Fund in 2006 ("FBIH Official Gazette" No. 59/06)

• Decision on Fees and Tariffs of the FBIH Insurance Supervisory Agency ("FBIH Official Gazette" No. 71/05)

• Decision on Preparation of the List of Indicators for Identification of Suspicious Transactions ("FBIH Official Gazette" No. 46/07)

• Decision on the Dynamics of Reconciliation of the Minimal Share Capital and an Insurance Company’s Guarantee Fund ("FBIH Official Gazette" No. 71/05)

• Decision on Fixing the Obligatory Insurance Amount for the Motor Insurance Agreements ("FBIH Official Gazette" No. 71/05)

• Decision on Breakdown of Joint Items into Life and Non-life Insurance Categories ("FBIH Official Gazette" No. 6/07)

• Decision on Fixing the Obligatory Insurance Amount for the Motor Insurance Agreements ("FBIH Official Gazette" No. 32/07)

• Decision on Insurance Types ("FBIH Official Gazette" No. 32/07)

• Rulebook on the Minimal Contents of an Auditor’s Report ("FBIH Official Gazette" No. 80/06)

• Rulebook on the Elements and Control of the Solvency Margin ("FBIH Official Gazette" No. 80/06)

• Rulebook on the Level and Manner of Funds Investment ("FBIH Official Gazette" No. 80/06);

• Rulebook on Technical Reserves ("FBIH Official Gazette" No. 80/06)

• Rulebook on the Exam for Obtaining the Insurance Intermediary License ("FBIH Official Gazette" No. 80/06)

• Rulebook on Property Blocking and Insurance Broker’s Insurance against Liability ("FBIH Official Gazette" No. 80/06)

• Rulebook on the Level and Manner of Funds Investment ("FBIH Official Gazette"  No. 81/06)

• Rulebook on Preconditions for Obtaining the Actuary License ("FBIH Official Gazette" No. 81/06)

• Rulebook on the Recording Method and Maintenance of the Registry of Insurance Companies and Insurance Companies’ Subsidiaries with the FBIH Insurance Supervisory Agency ("FBIH Official Gazette" No. 71/06)

• Rulebook on the Recording Method and Maintenance of the Registry of Insurance Intermediaries with the FBIH Insurance Supervisory Agency ("FBIH Official Gazette" No. 71/05)

• Rulebook on the Recording Method and Maintenance of the Registry of Certified Actuaries with the FBIH Insurance Supervisory Agency ("FBIH Official Gazette" No. 71/05)

• Instructions on the Form and Contents of Insurance Companies’ Reports ("FBIH Official Gazette" No. 3/07)

• Criteria for Unearned Premiums

• Criteria for Claims Reserve

• Criteria for Mathematical Reserve of Life Insurances and Other Insurance Types that Are Subject to Calculation of Mathematical Reserve

• Statute of the RS Insurance Agency ("RS Official Gazette" No. 30/06)

• Decision on the Form and Contents of Insurance Companies’ Reports ("RS Official Gazette" No. 80/06)

• Decision on Insurance Types ("RS Official Gazette" No. 57/06)

• Decision on Fees and Tariffs of the RS Insurance Agency ("RS Official Gazette" No. 57/06)

• Decision on Fixing the Minimal Insurance Amount for the Motor Insurance Agreements ("RS Official Gazette" No. 57/06)

• Decision on the Number of Votes of the Members of the RS Protection Fund Assembly in 2007 ("RS Official Gazette" No. 27/07)

• Decision on Insurance Companies’ Participation in the Financing of the RS Insurance Agency in 2007 ("RS Official Gazette" No. 27/07)

• Decision on Payment of Contributions to the RS Protection Fund in 2007 ("RS Official Gazette" No. 22/07)

• Decision on Agreement with the Decision on Organization of the RS Protection Fund ("RS Official Gazette" No. 30/06)

• Decision on Endorsing the Statute of the RS Protection Fund ("RS Official Gazette" No. 57/06)

• Decision on Payment of Contributions to the RS Protection Fund in 2006 ("RS Official Gazette" No. 57/06)

• Decision on the Number of Members of the RS Protection Fund Assembly in 2006 ("RS Official Gazette" No. 57/06)

• Decision on Insurance against Legal Protection Expenses and Assistance Insurance ("RS Official Gazette" No. 15/07)

• Decision on the Insurance Conditions with a Foreign Insurer ("RS Official Gazette" No. 15/07)

• Decision on Insurance Companies’ Reports ("RS Official Gazette" No. 15/07)

• Decision on the Contents of the Certified Actuary’s Opinion ("RS Official Gazette" No. 15/07)

• Decision on the Form and Contents of the Application for Recording an Insurance Intermediary in the RS Insurance Agency’s Registry ("RS Official Gazette" No. 15/07)

• Rulebook on the Recording Method and Maintenance of the Registry of Insurance Companies and Insurance Companies’ Subsidiaries with the RS Insurance Agency ("RS Official Gazette" No. 57/06)

• Rulebook on the Recording Method and Maintenance of the Registry of Insurance Intermediaries with the RS Insurance Agency ("RS Official Gazette" No. 57/06)

• Rulebook on Conditions for Issuance and Revocation of the Actuary License ("RS Official Gazette" No. 57/06)

• Rulebook on the Recording Method and Maintenance of the Registry of Certified Actuaries with the RS Insurance Agency ("RS Official Gazette" No. 57/06)

• Decision on Appointment of the RS Insurance Agency’s Minor Offence Commission ("RS Official Gazette" No. 70/06)

• Decision on Preparation of the List of Persons Authorized to Conduct Inspection of Insurance Companies ("RS Official Gazette" No. 70/06)

• Decision on the Scope, Method, and Deadline for Submission of Data which Insurance Intermediaries are Obliged to Send to the RS Insurance Agency ("RS Official Gazette" No. 116/06)

• Decision on the Contents of the Necessary Documentation that Has to Be Enclosed with the Application for Granting Permission to the Applicant Occupying a Prominent Position in an Insurance Company ("RS Official Gazette" No. 116/06)

• Decision on Documents that Have to Be Enclosed with the License Application Form ("RS Official Gazette" No. 116/06)

• Rulebook on Conditions for Obtaining the License and Taking the Insurance Intermediary Exam ("RS Official Gazette" No. 116/06)

• Rulebook on the Amount and Method of Investment of Insurance Companies’ Funds ("RS Official Gazette" No. 116/06)

• Rulebook on Property Blocking and Insurance Broker’s Insurance against Liability ("RS Official Gazette" No. 116/06)

• Rulebook on Life Insurance Related to Investments ("RS Official Gazette" No. 116/06)

• Rulebook on Technical Reserves ("RS Official Gazette" No. 116/06)

• Rulebook on the Minimal Contents of an Independent Auditor’s Report on Insurance Companies’ Financial Position ("RS Official Gazette", br. 80/06);

• Rulebook on the Exam for Obtaining the Insurance Intermediary License ("RS Official Gazette" No. 01/07)

• Program for Taking the Insurance Intermediary Exam ("RS Official Gazette" No. 116/06)